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The statistic indicating that 66% of college students graduate with student loans reflects a significant trend in higher education financing. This figure highlights the reliance on loans among students and underscores the financial burden that many face upon completing their degrees. The prevalence of student loans is influenced by rising tuition costs and the need for many students to cover living expenses while pursuing their education. Consequently, as families increasingly turn to loans to finance higher education, this statistic serves as a crucial benchmark for understanding the economic landscape facing graduates today.

The other options represent lower percentages that do not capture the full extent of how common student loans have become among college graduates. This discrepancy emphasizes how vital it is for students and families to consider the long-term implications of student debt, particularly in navigating post-graduate financial responsibilities. The 66% figure serves as a wake-up call for policymakers, educators, and future students to consider alternative funding options and awareness programs related to financing education.